Privacy Policy for KJ Financial Group
Effective Date: November 15, 2024
KJ Financial Group ("we," "our," or "us") is committed to protecting the privacy and confidentiality of our clients and website users. This Privacy Policy describes how we collect, use, share, and protect your personal information. By using our website or services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect the following types of information to provide our financial services effectively:
Personal Information: Includes your name, address, phone number, email address, date of birth, Social Security number, and any other information you provide when using our services or creating an account. Financial Information: Includes income details, tax documents, credit reports, bank account information, and other financial records needed for tax preparation, credit repair, or other financial services. Non-Personal Information: Automatically collected information when you visit our website, such as IP address, browser type, device information, and pages visited. This data helps us improve our website and services.
2. How We Use Your Information
KJ Financial Group uses the information we collect for purposes such as:
Providing and managing our services, including tax preparation, credit repair, bookkeeping, payroll, and notary services. Communicating with you regarding service updates, notifications, and customer support. Conducting data analysis to improve our services and tailor our offerings to client needs. Complying with legal obligations, including tax laws, regulations, and requests from regulatory authorities.
3. Sharing and Disclosure of Information
KJ Financial Group may share your information in the following situations:
Service Providers: We may share information with trusted third-party service providers who assist us in operating our business, such as payment processors, IT providers, or other companies that help us deliver our services. Legal Compliance: We may disclose information when required to comply with laws, legal processes, or requests from regulatory authorities. Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.
4. Data Security
We take the security of your personal information seriously and implement industry-standard measures to protect it from unauthorized access, disclosure, or destruction. These measures include encryption, secure servers, and restricted access to sensitive information. However, no security system is entirely foolproof, and we cannot guarantee the absolute security of your information.
5. Your Rights
Depending on applicable law, you may have certain rights regarding your personal information, including:
Access: You have the right to request a copy of the personal information we hold about you. Correction: You may request that we correct any inaccurate or incomplete information. Deletion: You may request that we delete your personal information, though certain information may be retained for legal or operational reasons. Objection: You may object to certain uses of your personal information, such as direct marketing.
To exercise any of these rights, please contact us at the information provided below.
6. Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance user experience and gather information about how users interact with our site. Cookies are small files stored on your device that allow us to remember your preferences and improve our services. You can disable cookies in your browser settings, but doing so may limit your access to certain features on our website.
7. Third-Party Links
Our website may contain links to third-party sites. This Privacy Policy does not apply to those sites, and KJ Financial Group is not responsible for the privacy practices of third parties. We encourage you to review the privacy policies of any websites you visit.
8. Data Retention
We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required by law. When information is no longer needed, we securely delete or anonymize it.
9. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected personal information from a child, we will delete it promptly.
10. Changes to This Privacy Policy
KJ Financial Group may update this Privacy Policy periodically to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this page regularly for the latest information on our privacy practices. The effective date of the policy will be updated upon any changes.
