1. Introduction

Welcome to KJ Financial Group. These Terms and Conditions govern your use of our website, services, and any other offerings provided by KJ Financial Group. By using our services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

2. Services Provided

KJ Financial Group provides financial services, including but not limited to tax preparation, credit repair, bookkeeping, payroll, and notary services. We reserve the right to modify or discontinue any of our services at any time without prior notice.

3. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services and explains how we collect, use, and protect your information.

4. Client Responsibilities

By engaging our services, you agree to:

Provide accurate, complete, and up-to-date information as needed for the services. Respond to information or documentation requests in a timely manner. Review any documents prepared by KJ Financial Group before submission to ensure accuracy.

5. Payment Terms

Fees: Service fees are specified at the time of engagement and are subject to change. All fees are payable as specified in your service agreement or invoice. Payment Methods: We accept various payment methods, including credit/debit cards, bank transfers, and checks. Late Payments: Late payments may incur additional fees. KJ Financial Group reserves the right to suspend or terminate services if payment is not received within the specified time.

6. Refund Policy

All fees are non-refundable unless otherwise specified in your service agreement. In cases of client dissatisfaction, please contact us, and we will work with you to address the concern.

7. Tax Preparation and Filing

KJ Financial Group will provide tax preparation and filing services based on the information provided by the client. We are not liable for any penalties, interest, or other fees incurred due to incorrect or incomplete information provided by the client. Our tax services do not include legal representation unless explicitly stated in a separate agreement.

8. Credit Repair Services

KJ Financial Group’s credit repair services are designed to help improve your credit score based on disputes with credit bureaus. Results are not guaranteed, as outcomes depend on various factors, including your credit history and adherence to the credit improvement plan provided by us.

9. Notary Services

Notary services provided by KJ Financial Group are limited to verifying signatures and identity for document authenticity. KJ Financial Group is not responsible for the content or legality of documents notarized.

10. Limitation of Liability

KJ Financial Group shall not be held liable for any indirect, consequential, or incidental damages arising out of or related to our services. Our liability is limited to the amount paid by the client for the specific service that gave rise to the liability.

11. Disclaimer

All content provided by KJ Financial Group is for informational purposes only and does not constitute financial, tax, legal, or other professional advice. We recommend consulting a licensed professional before making financial decisions based on our services.

12. Confidentiality

We are committed to protecting the confidentiality of your information. However, by using our services, you acknowledge and agree that certain information may be shared with third parties as required by law or with your consent.

13. Termination of Services

KJ Financial Group reserves the right to terminate services at any time if the client fails to comply with these Terms, including but not limited to non-payment or provision of false or misleading information.

14. Amendments

We may revise these Terms and Conditions from time to time. Any changes will be posted on our website, and continued use of our services constitutes acceptance of the updated Terms.

15. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state where KJ Financial Group is based. Any disputes arising from these Terms shall be resolved in the courts of that state.